There are over 17 million registered drivers in Texas, and every year, tens of thousands of new drivers are added to the list. The roads of Beaumont TX and the surrounding region continues to become increasingly crowded, combing more drivers of varying degrees of experience. If you have a new teen driver, it can be helpful to have a discussion about their new responsibilities and even the role auto insurance plays. Carruth Insurance recommends discussing the following topics with your teen driver.
Talking About Car Insurance
Be upfront with your teen about the necessity of auto insurance and its costs. Make them aware why costs are so high for new drivers and how safe driving can gradually lower these costs over time. Explain the difference between comprehensive and liability coverage and how the automobile they drive impacts choices. If you would like assistance with this discussion, contact the professionals at Carruth Insurance.
Discuss Distracted Driving
One of the major issues with young drivers is the problem of distracted driving. Each day in the United States, over 1,000 people are injured and about 9 people killed as the result of distracted driving. While distracted driving includes cellphone use, it also includes eating and driving, manipulating the infotainment system and more. Stress the importance of focusing on the road ahead and defensive driving.
Explain the Importance of Experience
Getting a driver’s license is not an achievement as much as it is the beginning of building safe driving habits and gaining experience. Auto insurance for teen drivers is so expensive, in part, because they have such little experience. New drivers should be encouraged to complete each driving tasks safely while building upon that experience.
If you are adding a new driver to the family, we invite you to contact us at Carruth Insurance. We serve drivers throughout the Beaumont TX area with competitive auto insurance rates for drivers of all ages. Let us get a no-obligation quote for you today.
Carruth Insurance, Beaumont TX